● Vague Rules

Lark Funding — 1-Step Evaluation

One phase, unlimited time, no minimum trading days, and a "Smart Restart" free-retry mechanic. Numbers below are sourced directly from Lark's own help centre.

Rule 1-Step
1st Target (GT$)10%
Profit Target10%
Max Drawdown7% static
Daily Loss Limit5% (calculated at 5:00 PM EST)
Minimum Trading DaysNone
Consistency RuleNone on the pass/fail evaluation itself
LeverageFX 30:1 · XAUUSD 10:1 · XAGUSD 5:1 · Indices 10:1 · Commodities 5:1 · Crypto 2:1 · Stocks 5:1
Funded Split80% of simulated gains, every 14 days
Payout Fee$40 flat, deducted per payout (Riseworks processing)
Evaluation Attempts4 per purchase

Per-account entry fees aren't published in a stable, citable form, Lark's own site shows them through an interactive calculator that doesn't return consistent figures on a plain fetch, and third-party trackers disagree with each other on the exact numbers. Check the live checkout at larkfunding.com before buying rather than trusting a cached number here.

"Smart Restart" is a conditional free retry during evaluation, don't confuse it with the funded "Guarantee"
If you breach within a defined threshold during the evaluation itself, roughly -5% drawdown or better, you get a reset instead of having to repurchase. Smart Restart comes with its own tighter rule that doesn't apply the rest of the time: a 1% maximum loss per individual trade while it's active, and it can only be used 3 times per purchased account. This one is a genuinely good feature with clear, numeric, published criteria, it's a different mechanic from the homepage's "Smart Reset Guarantee" for already-funded accounts, covered on the firm overview, which is a discretionary, manually-reviewed process despite the name.
The monthly "Lark Base" payout has its own pass/fail bar
CEO Matt L. has said on his YouTube channel, more than once, some version of "I have been so outspoken that I absolutely hate consistency rules... they have no consistency rules." That's true of the pass/fail evaluation. It is not true of the funded-phase Lark Base bonus, the headline "get paid even in drawdown" feature this account type is priced around: to qualify for it, the account needs a minimum of 3 profitable days of 0.5%+ each within the month, and the drawdown for that month needs to be no worse than -3.5%. Miss either bar and the base reward (up to $1,000/month on a $200K account) simply doesn't pay out that cycle. It's not framed as a consistency rule, but functionally it's a monthly profitability gate, the exact shape of rule the channel repeatedly says the firm doesn't have.

Run the same math the industry uses for consistency rules, treating the -3.5% ceiling as the base the way "total profit" is the base for FTMO's or FundingPips' version: the 3 required days total a minimum 1.5% gain, which is roughly 43% of that base. It isn't a concentration cap like FTMO's 50% or FundingPips' 35%, those set a ceiling on how much one day can carry you, this sets a floor you have to clear to get paid at all, but it's the same family of rule: a day-sized profit percentage measured against a reference balance that decides whether money moves. Calling it "Lark Base conditions" instead of "a consistency rule" doesn't change the math underneath it.

There's a behavioural cost to that floor, too. A trader sitting on 1 or 2 qualifying days late in the 30-day window, otherwise trading fine, now has a specific number to hit: one more day at 0.5%+ or the month's base reward is zero. That's exactly the setup that pushes traders to force a trade or oversize one to manufacture a specific day-sized gain, rather than take the setup that's actually in front of them, the same behavioural trap this site flags on other firms' consistency rules. A rule built to reward patience during drawdown can just as easily manufacture the kind of forced trade that turns a drawdown into a breach.

Lark's own promotional graphic for this feature puts the contradiction in a single frame rather than two separate documents: the headline reads "Earn Up To $1,000 Per Month While Losing," under it the exact mechanic, "Stay above -3.5% drawdown and achieve 3 profitable days of +0.5%," and directly beneath that, as a selling point, "No consistency rules. No news restrictions. No lot size limits." The numeric gate and the "no consistency rules" claim sit three lines apart on the same marketing image.

It's not just that one graphic, either. The homepage runs a three-step explainer for this same program, and step 3, titled "Your Monthly Payout Is Just the Start," describes the payout as including "consistency rewards" for "flat months." The word Lark's own marketing puts on this feature, on its own homepage, is the exact word its hero image insists doesn't apply to it.

Lark Funding

All data sourced from publicly available websites, trading rules pages, FAQ sections, and Terms & Conditions documents. Payout success ratings are based on verified trader reports, public reviews, and personal experiences where noted. Important: several firms maintain separate web and PDF terms that contain conflicting language — the PDF is the controlling document. Always read the full PDF terms before purchasing any account. This is educational material — always verify current terms directly with the firm.

Updated: Jul 21, 2026