FundingPips offers four products: Zero (instant funded), 1 Step, 2 Step, and 2 Step Pro. All share the same firm, the same terms, and the same enforcement policy.
Product Overview
What Applies to All Products
The no-news rule
FundingPips terminates accounts immediately if trades are open within 10 minutes before or after major news events. This applies to all products. One accidental open trade near a news event costs you the account. Swing traders who hold positions through sessions are at constant risk. Adding to the risk: some products and pages point to the ForexFactory calendar for timing, others point to Myfxbook, two calendars that don't always agree on the exact minute or impact rating of the same event, another layer of ambiguity that can be used to justify a termination on a genuinely disputed news window.
FundingPips terminates accounts immediately if trades are open within 10 minutes before or after major news events. This applies to all products. One accidental open trade near a news event costs you the account. Swing traders who hold positions through sessions are at constant risk. Adding to the risk: some products and pages point to the ForexFactory calendar for timing, others point to Myfxbook, two calendars that don't always agree on the exact minute or impact rating of the same event, another layer of ambiguity that can be used to justify a termination on a genuinely disputed news window.
Minimum profitable days
All products require a minimum number of profitable days (each ≥0.25% gain) before payout. Combined with the consistency rule, this forces nearly equal daily returns, making the effective profit target significantly higher than advertised.
All products require a minimum number of profitable days (each ≥0.25% gain) before payout. Combined with the consistency rule, this forces nearly equal daily returns, making the effective profit target significantly higher than advertised.
Copy trading
Outbound only, you can copy out to external accounts. Inbound copy (external → FundingPips) is prohibited and treated as third-party account management, resulting in immediate termination. The broad wording may also cover cloud-based copy services.
Outbound only, you can copy out to external accounts. Inbound copy (external → FundingPips) is prohibited and treated as third-party account management, resulting in immediate termination. The broad wording may also cover cloud-based copy services.
Enforcement
Their policy lists possible restrictions (reduced leverage, trade limits, lot caps, lower drawdown, 1% risk rule, or being banned), but in practice the outcome is almost always account termination. FundingPips does not distinguish between accidental and deliberate violations, no warning, no strike system, no appeal process. Their own contract sets an intent standard, not a strict one: "News trading is forbidden, and intentionally trading the news will lead to termination, since it is an abuse of FundingPips accounts that were given in good faith." Confirmed firsthand: a technical violation was enough to lose the account outright, even with non-intent actually provable, their own website's AI chat bot was what talked the position into being held in the first place. No consideration given for that either, and the first-account discount was refused on a second attempt afterward.
Their policy lists possible restrictions (reduced leverage, trade limits, lot caps, lower drawdown, 1% risk rule, or being banned), but in practice the outcome is almost always account termination. FundingPips does not distinguish between accidental and deliberate violations, no warning, no strike system, no appeal process. Their own contract sets an intent standard, not a strict one: "News trading is forbidden, and intentionally trading the news will lead to termination, since it is an abuse of FundingPips accounts that were given in good faith." Confirmed firsthand: a technical violation was enough to lose the account outright, even with non-intent actually provable, their own website's AI chat bot was what talked the position into being held in the first place. No consideration given for that either, and the first-account discount was refused on a second attempt afterward.
Payout Success
FundingPips is a well-known firm that does pay traders. However, the structural traps (profitable-day requirements, no-news rule) make it harder to reach payout than the headline targets suggest.
FundingPips is a well-known firm that does pay traders. However, the structural traps (profitable-day requirements, no-news rule) make it harder to reach payout than the headline targets suggest.
Social presence doesn't match internal enforcement
FundingPips' CEO is publicly active on X, regularly weighing in on other prop firms' bad practices. That same standard doesn't seem to apply internally, see the Enforcement section above: a firsthand, documented case where a technical violation resulted in termination even though the firm's own AI support bot was what talked the position into being held through the news window in the first place, no distinction made between accidental and deliberate, no appeal offered.
FundingPips' CEO is publicly active on X, regularly weighing in on other prop firms' bad practices. That same standard doesn't seem to apply internally, see the Enforcement section above: a firsthand, documented case where a technical violation resulted in termination even though the firm's own AI support bot was what talked the position into being held through the news window in the first place, no distinction made between accidental and deliberate, no appeal offered.
