● Positive (with caution)

FundingPips

Many traders report successful payouts. The main concern is the way the terms are laid out — complex and misleading news rules create the impression the firm uses them to breach accounts over technicalities.

FundingPips offers four products: Zero (instant funded), 1 Step, 2 Step, and 2 Step Pro. All share the same firm, the same terms, and the same enforcement policy.

Product Overview

Zero

Instant funded

  • No evaluation
  • 1% profit target
  • 5% trailing drawdown
  • 3% daily loss
  • 15% consistency
  • 95% profit split
1 Step

Single evaluation

  • 1 phase evaluation
  • 10% profit target
  • 6% trailing drawdown
  • 3% daily loss
  • 35% consistency
  • 80% profit split
2 Step

Two evaluations

  • 2 phase evaluation
  • 8% + 5% targets
  • 10% trailing drawdown
  • 5% daily loss
  • 35% consistency
  • 80% profit split
2 Step Pro

Two evaluations, relaxed

  • 2 phase evaluation
  • 8% + 4% targets
  • 6% trailing drawdown
  • 3% daily loss
  • No consistency rule
  • 80% profit split

What Applies to All Products

The no-news rule

FundingPips terminates accounts immediately if trades are open within 10 minutes before or after major news events. This applies to all products. One accidental open trade near a news event costs you the account. Swing traders who hold positions through sessions are at constant risk.

Minimum profitable days

All products require a minimum number of profitable days (each ≥0.25% gain) before payout. Combined with the consistency rule, this forces nearly equal daily returns — making the effective profit target significantly higher than advertised.

Copy trading

Outbound only — you can copy out to external accounts. Inbound copy (external → FundingPips) is prohibited and treated as third-party account management, resulting in immediate termination. The broad wording may also cover cloud-based copy services.

Enforcement

Their policy lists possible restrictions (reduced leverage, trade limits, lot caps, lower drawdown, 1% risk rule, or being banned) — but in practice the outcome is almost always account termination. FundingPips does not distinguish between accidental and deliberate violations. No warning, no strike system, no appeal process.

Payout Success
FundingPips is a well-known firm that does pay traders. However, the structural traps (profitable-day requirements, no-news rule, 30-day inactivity) make it harder to reach payout than the headline targets suggest.
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All data sourced from publicly available websites, trading rules pages, FAQ sections, and Terms & Conditions documents. Payout success ratings are based on verified trader reports, public reviews, and personal experiences where noted. Important: several firms maintain separate web and PDF terms that contain conflicting language — the PDF is the controlling document. Always read the full PDF terms before purchasing any account. This is educational material — always verify current terms directly with the firm.

Updated: Jun 19, 2026