InstantFunding

One of the most popular instant-funding firms, and one of the most confusing product lineups to compare, because the thing that actually distinguishes the products isn't how you get funded.

InstantFunding's own marketing splits products by evaluation type, instant, one-phase, two-phase, and that's how the pages on this site are organized too, for consistent navigation. But evaluation type tells you almost nothing about whether a product is actually good. The axis that matters is Original, Micro, or Clarity, and that distinction cuts across all three evaluation types.

Pick a Page by How You Want to Get Funded

Instant (Big)

Original, GO, Clarity. No evaluation. Expensive, priced close to their own risk ceiling.

Instant (Micro)

IF Micro, IF Micro Clarity. No evaluation. A fraction of the Big tier's price.

One Phase

Original, Micro, Clarity. Single evaluation step, then funded.

Two Phase

Original, Micro. No Clarity variant exists at this tier.

InstantFunding also sells IF1, Crypto, and Prime products not covered on this site yet.

The Axis That Actually Matters

Original is the default. Fewest explicit rules, no consistency requirement or daily limit on the Instant tier, and the philosophy is consistent across the board: surviving unconstrained trading is itself the filter, no behavioral rule needed. That's also why scaling is fast where it exists, by the time a trader asks to scale an Original account, they've already proven they don't need the guardrails, and already fronted roughly half the account's own risk in the price they paid.

Micro markets itself as the budget tier, and the price is real, but the defining trait is the tight consistency rule (15%), which does actual structural work: no single day can carry more than 15% of total profit, capping how much damage one reckless session can do. In exchange, Micro tends to get freedoms Original doesn't, news and weekend trading included by default in most cases, because the consistency rule is already doing the risk-limiting the news restriction would otherwise exist for.

Clarity is marketed as the answer to the rules traders complain about most, no consistency requirement, no lot cap. That part is true. What it actually does is relocate risk management rather than remove it: instead of policing your trading pattern, an open risk auto-close polices your live exposure in real time. It costs more than Original for the privilege, and on the Instant tier specifically, prices closer to its own risk ceiling, meaning you're personally fronting more of the risk for a higher price. Worth it only if you'll actually use the freedom.

Rules That Apply Firm-Wide

Lot caps apply to every product except the Clarity variants, which trade the lot cap for the open risk auto-close instead. Scaling is fast (10% gain doubles the account) only on the Instant Big tier, Original, GO, and Clarity. Everywhere else, every Micro variant, every One Phase and Two Phase product including Clarity, scaling is the slow +25%-per-90-days grind capped at doubling, where buying a second account beats waiting on it almost every time.

News and weekend trading defaults vary by specific product, not by a clean rule, check the relevant page rather than assuming. The general tendency is that cheaper, Micro-branded products include both, and pricier Standard-branded ones charge extra, but Clarity breaks that pattern depending on which tier it sits in.

Note: Three Conflicting Terms Documents
InstantFunding has three different PDF terms documents on their website, all linked from the footer or contact page, with conflicting language:

Account Agreement (Oct 2025) - the controlling document. Explicitly states it governs all services. Has the most detailed prohibited list, including "copying between internal accounts", tick scalping, third-party EAs, latency arbitrage, front-running, and a 3% risk-per-trade rule. This takes precedence over the others.
Acello GTC (Dec 2025) - general terms that state "in the event of any inconsistency, the Instant Funding Agreement shall prevail." Adds VPN/VPS/datacenter usage and shared IPs to the prohibited list.
Acello GTC (Nov 2025) - older version of the GTC, missing the VPN/VPS ban. Still accessible via the contact form.

Why this matters: a trader reading only the Acello GTC would see "copy trading between accounts that are not owned by the same individual" - implying copying between your own accounts is fine. But the Account Agreement (which takes precedence) bans "copying between internal accounts" - no exception. The 3% risk-per-trade rule only exists in the Account Agreement, not the GTC. Three documents means the firm can choose which to enforce in a dispute.

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